Tuesday Sessions
View Tuesday At-A-Glance ( View the complete 2010 Registration Brochure (
8:30 am - 10:00 am EITC & VITA: A Foundation for Financial Security Tax refunds provide additional income support for thousands of Michigan workers, especially those who are eligible for the federal Earned Income Tax Credit, while injecting millions of dollars into Michigan’s economy. This is why tax time presents an excellent opportunity for working households to improve their economic situation through a variety of ways: financial education, household budgeting and savings, and social service outreach. Learn what Michigan community groups are doing and what tools are available to help people get those refunds and save a portion of their refunds to increase their overall financial security. Audience Level: Beginner Moderator: Peter Ruark - Michigan League for Human Services Panelist: Peter Ruark - Michigan League for Human Services, Tameshia Bridges - Paraprofessional Healthcare Institute (PHI National), Ann Gillmore Peckham, Ramondo R. Gee - Internal Revenue Service
LIHTC Syndicator Panel Discussion Panelists will discuss and entertain questions about the equity market. Investors are in the driver’s seat and this has resulted in lower equity pricing and more stringent underwriting standards. CRA continues to be a key ingredient for bank investors, making it difficult to arrange equity for developments in many locations. Panelists will discuss ways that developers and syndicators can work together to expand the pool of LIHTC investors and bring more capital to affordable housing developments in our region. Audience Level: Intermediate Moderator: Tom Edmiston - Great Lakes Capital Fund Panelist: Jim Logue - Great Lakes Capital Fund, Rachel Rhodes - National Equity Fund
Blended Management: Adding Supportive Housing to Your Portfolio? Are you considering adding supportive housing to your developments or have you recently entered into an inclusion plan agreement to include supportive housing within a development? This workshop is designed to provide examples of successful blended management techniques that can be implemented to make this a successful model. How to achieve many benefits through partnerships with service providers and rental subsidies that are available to serve special need tenants. Audience Level: Beginner Moderator: Christine Miller - MSHDA Panelist: Karen Mead - KMG Prestige, Inc, John L. Peterson - CSH
Social Business Ventures from Beginning to End Learn about the creative social business ventures that this West Michigan agency has developed to provide employment opportunities for people who were homeless. Audience Level: Beginner Moderator: Timothy Klont - CSH Panelist: Alysia Babcock - Sherry Gopp Emergency Shelter Services, Inc., Bob & Julie Montgomery - volunteers, consultants
Integrating Renewable Energy into Your Housing Project Investigate appropriate renewable energy technology and sources of funding for your affordable housing project. Audience Level: Beginner Moderator: Edward Bobinchak - Great Lakes Capital Fund Panelist: Tony D’Alecy - Renewable Energy Solutions, Jacob Corvidae - WARM Training, Mark Bauer - Bauer Power, Jennifer Alvarado - Great Lakes Renewable Energy Association
Removing Barriers to Health Care Access to health care is one of the “hot topics” in our society today. This session will identify health care programs currently available to Michigan residents. In addition, you will learn how these programs were formulated and the impact they’ve had in their communities. Audience Level: Beginner Moderator: Terri Sanchez - US Department of HUD Panelist: Kathy Sather - Cherry Street Health Services, Renee Branch - Canady Ingham County Health Department
Why Isn’t the Media Picking Up on What We’re Doing? The work being done by community development organizations is truly transformative. So why does it sometimes seem that this message is so difficult to get out? Successfully getting our message out isn’t just about the quality of our work, but also on how well we package and frame our message based on our audience. In this “Basics of PR” session, learn from experts about public relations, and how to most effectively frame your message and maximize the attention it receives from the media. Audience Level: Beginner Moderator: Brian McGrain - CEDAM Panelist: Mark Pischea - Rossman Group
TimeBanking--Building Community One Hour at a Time TimeBanks create communities where people want to live by adding intrinsic and economic value. Come learn from award-winning Lathrup Village TimeBank co-coordinator and MI Alliance of TimeBanks founder and Executive Director Kim Hodge, who envisions sustainable Michigan communities that are attractive, vibrant places to live because of the strength of their social networks, and their ability to match unmet community needs with untapped community resources. In this workshop you will learn the who, what, where, when, why and hows of TimeBanks in MI communities, organizations and around the world. Audience Level: Beginner Moderator: Amy Smith - MSHDA Panelist: Kim Hodge - Lathrup Village TimeBank
Green Built. Universal Design. Under $100,000 This workshop will focus on practical strategies to incorporate green building and universal design concepts into building an affordable home. We will use a sample home plan, point out the specific aspects of accessibility and sustainability and share plans and pricing adding up to no more than $100,000. Audience Level: Beginner Moderator: Nelson Grit - Michigan Disability Rights Coalition
Tough Choices: Assisting Homeowners with a Dignified Exit Despite the best efforts of foreclosure counseling, some homeowners simply have fallen on hard economic times and cannot keep up a mortgage; even one that would be modified. What advice does a housing counselor or local community organization provide? Steve Bancroft of the Detroit Office of Foreclosure, Prevention, and Response will discuss an exciting new opportunity in Detroit for homeowners to remain as occupants of their homes even after a foreclosure has occurred through the new ROOF (retaining occupancy on foreclosure) agreement. Karen Tjapkes of Legal Services of Western Michigan will discuss the assistance that nonprofit legal services attorneys can provide homeowners, including reviewing the pros and cons of declaring bankruptcy. Finally, Ted Phillips of the United Community Housing Coalition in Detroit and Kathy Grant of Michigan State University Extension Office in Washtenaw County will discuss housing placement options. Audience Level: Beginner Moderator: Steve Tobocman - Michigan Foreclosure Task Force Panelist: Stephen H. Bancroft - Detroit Office of Foreclosure Prevention and Response, Karen Tjapkes - Legal Services of Western MI, Ted Phillips - United Community Housing Coalition, Kathy Grant - MSU Extension; Steve Tobocman – Michigan Foreclosure Task Force
How to Ruin Your Reputation on the Internet Find out how the things you do - or don’t do - online might be hurting the reputation of your organization. Then learn how to create a more credible and useful web presence for your nonprofit. Topics will include updating, layout, fact-checking, and tone - but you can ask the experts anything. Audience Level: Beginner Moderator: Olivia Courant CEDAM Panelist: Lisa Sommer - MNA, Michelle Smith - Habitat for Humanity of Michigan, Ari B. Adler – Delta Dental of Michigan
10:15 am - 11:45 amIDA's and Matched Savings in Michigan The Michigan IDA Program (MIDAP) will be entering its 10th year in 2011. MIDAP partners and other IDA providers have helped approximately 2,000 households’ open accounts and more than 1,500 purchase an asset. This session is designed for current IDA partners and those wanting to learn more about IDAs. The primary challenge for the IDA program in Michigan is securing the funds needed to open new accounts each year and provide staff support for those accounts. The Michigan Legislature passed a $1million tax credit in 2008. This session will provide information on that tax credit and how it can be marketed state wide and locally. There will be both print and electronic tools presented and explained that providers may use to garner local support for MIDAP and their local IDA program. A presentation will also be provided on some alternative IDA programs and how they have been designed. Presenters include Don Jones and Susan Mosqueda of OLHSA / Venture and managers of the MIDAP and Karen Emerson of Northwest Michigan CAA a local IDA provider. Audience Level: Beginner Moderator: Don Jones - OLHSA; Venture, Inc. Panelist: Karen A. K. Emerson – Northwest Michigan Community Action Agency, Inc.; Don Jones - OLHSA; Venture, Inc., Susan Mosqueda - OLHSA; Venture, Inc.
Filling the Financing Gap A brief overview of the opportunities and potential concerns of securing different sources of funding for a project outside of LIHTC equity and hard debt. This would include TCAP and Exchange Funds, soft loans and grants, Historic Tax Credits, State Historic and Brownfields Credits, and others. This presentation delves into what a developer or an underwriter should be concerned with when including these types of sources into a deal. Specific topics include the tax treatment of grants and loans, the impact of certain grants on tax credit basis, the impact of deferred interest on the ability to claim tax credits, economic substance for state and historic credit investors, and various issues surrounding TCAP and Exchange funds. Audience Level: Intermediate Moderator: Keeli Baker - Michigan Housing Council Panelist: Greg Cahalan - Plante & Moran, Jacob Horner - Plante & Moran, Marjorie Green - Federal Home Loan Bank of Indianapolis
QAP/LIHTC Allocation & Compliance An overview of the Low Income Housing Tax Credit (LIHTC) allocation and compliance process. Staff will discuss the status and direction of the proposed 2011 QAP, the current status of 2010 credit allocations, common application pitfalls in competing for 9% LIHTC, and compliance issues. Audience Level: Beginner Moderator: Chris LaGrand - MSHDA
What About the Kids? The Stories of Homeless and Unaccompanied Youth According to the 2008 Homeless Summary there were over 900 unaccompanied youth across the state of Michigan. In many communities these children are some of the toughest clients to serve. Come to this session to hear what service providers are doing to reach out to this population, and hear from the kids themselves about how working with these programs have helped to turn their lives around. Audience Level: Beginner Moderator: Jason Weller - Michigan Coalition Against Homelessness Panelists: Jim Perlaki - Common Ground, Cindy Arneson - Staircase Youth Services, Susan Sheppard - Arbor Circle Coproration, the Bridge, Norvilla Bennet - Third Level Crisis Intervention Center; Heather Wiegand – Every Woman’s Place
A Case Study: Rehab for Permanent Supportive Housing This session will provide a specific case study for creating permanent supportive housing through a rehab model. Hear from several partners in the development process about the challenges and successes of the project. The presenters will discuss the similarities and differences of Permanent Supportive Housing development to housing without the supportive services component. In this session, you’ll have an opportunity to ask questions of the development team about the specifics of the process. Audience Level: Beginner Moderator: Michelle Schneider - LISC
Stacking Tax Credits Learn about combining State and Federal Tax Credits for housing and economic development projects. Case studies will include: LIHTC, NMTC, State and Federal Historic Tax Credits and Brownfield Tax Credits. Audience Level: Beginner Moderator: Aaron Seybert - Great Lakes Capital Fund Panelist: George Larimore - Grubb&Ellis Paramount Commerce, Rob Edwards - Plante and Moran, Ken Beall - Loomis Ewert Parsley Davis & Gotting
Moving from Ideas to Action - Community Style Playing a part in “our” community - learn why neighborhood resident participation is crucial to community economic development. Join us as we visit the world of economic development accomplished by utilizing the human resources located right in the community. Audience Level: Intermediate Moderator: Aileen Waldron - USDA
Urban Agriculture: Opportunity for Economic Growth and Community Sustainability Millions of food dollars leave communities due to the absence of local food sources and facilities. Community economic transformation is possible if even a small portion of that food money were spent on local producers and food businesses. Learn the economic, health, and social benefits of urban and community agriculture within local food systems. Examine policy challenges and opportunities and explore the results of existing urban/community agriculture initiatives. Audience Level: Beginner Moderator: Amy Smith - MSHDA Panelist: Christopher B. Bedford - Center for Economic Security, Teri VanHall McLaughlin - Grows Urban Farm
Re-Thinking the American Dream of Homeownership: A Frank Discussion Is homeownership for everyone? This controversial question is important for our industry to ask in the face of the current housing crisis and in preparing strategies for the future. Join us for a lively, informative discussion and facilitated debate. Please come prepared to contribute your thoughts and ideas on the subject. Audience Level: Beginner Moderator: Amy Hovey – The Protogenia Group, LLC Panelist: Sandy Pearson - Habitat for Humanity Michigan, Gwendolyn Coney - Former Lansing Housing Commissioner, Jason Weller - Michigan Coalition Against Homelessness; Mark McDaniel – Great Lakes Capital Fund, MC Rothorn – Genesee Garden Co-Housing; Bruce E. Johnston – Ingham County Housing Commission
Repurpose, Pre-Purchase, and Post-Purchase Education Counseling agencies nationally are gearing up to repurpose pre-purchase and post-purchase classes to address both obtaining and retaining home ownership. Now is the time to promote sustainability. These classes can re-establish hope and help consumers take ownership of their financial future. Counseling agencies nationally are gearing up to repurpose pre-purchase and post-purchase classes to address both obtaining and retaining home ownership. Audience Level: Beginner Moderator: Sharon Evans - MSHDA Panelist: Suzanne Merusi - Suzanne Merusi Consulting, LLC *This session is approved for Real Estate Continuing Education Credits.
How to Ruin Your Reputation on the Internet (Repeat of Tuesday 8:30am - 10:00am session.)
Cut Through Online Noise: Get Only the Information You Overwhelmed by the amount of content on the Internet? Did you know that there is an easy, free way to read updates to ALL your favorite websites and blogs in one place? Come to this workshop and learn what a feed reader is and how it can change the way you work, helping you access your most important Internet resources efficiently and effectively.This is a hands-on workshop. Come with your favorite websites in mind(better yet, on paper or in your e-mail!). Bring your laptop if you have one. There will be 30 computers available on a first-come, first-served basis, or you can reserve a computer by e-mailing Katie, Johnson@cedam.info by April 23. Audience Level: Beginner Moderator: Katie Johnson - CEDAM Panelist: Chris Fritz
1:15 pmSection 3: Rules, Regulations, and Reporting Section 3 of the Housing and Urban Development Act of 1968: Enacted to ensure that economic opportunities generated by certain HUD funded
1:45 pm - 3:15 pmStatus of Asset Building in Michigan This session will review the CFED’s recently released 2009-2010 Assets and Opportunity Scorecard for Michigan. The scorecard rates all 50 states in terms of the success or failure of their state legislatures to implement and maintain effective asset building policies. The scorecard gave Michigan a C overall, with its best performance an A in Healthcare policy and worst performance a D in Housing and Homeownership. In the context of the scorecard, this session will highlight recent successes in asset building policy efforts and focus attention toward policy areas that need significant improvement. Session presenters will arm attendees with effective messages for policymakers to be incorporated in future advocacy efforts. Audience Level: Beginner Moderator: Ross H. Yednock - CEDAM Panelist: Ross H. Yednock - CEDAM; Marcus McKissic – Stockbridge Downtown Development Authority
Asset Management During a Recession - Part I How do you stop a problem before it becomes a problem? Be proactive. Audience Level: Beginner Moderator: Chris Potterpin - Great Lakes Capital Fund
Troubled Assets: How to Put Humpty Dumpty Back Together Again Given the current economic climate, it is not surprising that numerous projects are in default. Today curing such defaults and preserving a defaulted affordable housing project is more difficult than ever. This panel will discuss the various ways in which the developer, lender, MSHDA, and investors can find a resolution that maintains the affordability of the project and minimizes losses. Audience Level: Advanced Moderator: Keeli Baker - Michigan Housing Council Panelist: Gregory J. DeMars - Honigman Miller Schwartz & Cohn, Sheldon P. Winkelman - Honigman Miller Schwartz & Cohn, Mark Wiedelman - St. James Capital, L.L.C.
Homeless Prevention and Rapid Re-Housing Program Panel Question and Answer session with MSHDA and MCAH staff on the Homeless Prevention and Rapid Rehousing program (HPRP)that is being implemented in every county in the state and throughout the country. Audience Level: Beginner Moderator: Paulette Smith - MSHDA Panelist: Janet Irrer - MSHDA, Rose Meyer - MSHDA, Drew Mahan - MSHDA, Barb Ritter - Michigan Coalition Against Homelessness
1:45 pm - 3:15 pmSuccessful Facilitation In this session you will learn about what techniques to use when facilitating a meeting or working with a group to have things run smoothly, and gain the desired outcomes and encourage collaboration. Audience Level: Beginner Moderator: PPA Staff Panelist: Jeff Padden - Public Policy Associates, Colleen Graber - Public Policy Associates
Social Enterprise-Can Your Agency Afford Not To Consider? This session will explore nonprofit organizations embracing business endeavors that meet the mission of their agency and provide a revenue stream for the organization. Hear from an attorney and others on the panel as they discuss the issues to watch out for when nonprofits enter into deals so as to not jeopardize their 501(c)3 status. Audience Level: Beginner Moderator: Curtis Smith - COTS Panelist: John Heiss - Greater Detroit Network of Social Innovators, Joseph Kopietz - Clark Hill, Perry Ohren – Jewish Family Service
Weatherize Your Historic Building Weatherizing older buildings is an important tool in lowering housing costs. The State Historic Preservation Office offers information on appropriate weatherization for historic properties. Audience Level: Beginner Moderator: Diane Tuinstra - State Historic Preservation Office Panelist: Daniel Schneider - State Historic Preservation Office, Diane Tuinstra - State Historic Preservation Office
Ann Arbor Greenbelt Program With the ever-growing attention paid to environmental sustainability, smart growth and sprawl-control, land preservation initiatives are springing up all over the country. Among the tools currently being used by governments is the concept of forming “greenbelts.” In 2003, Ann Arbor residents voted in favor of the Open Space and Parkland Preservation Millage, commonly referred to as the Greenbelt Program. Come for an overview of the Ann Arbor Greenbelt program, how the program works with similar programs in Washtenaw County, what the program has been able to accomplish, and some challenges it has faced along the way. Audience Level: Beginner Moderator: Bryan Robb - MSHD Panelist: Ginny Trocchio - The Conservation Fund / Ann Arbor Greenbelt
Getting Rid of the Lies that Bind: Working with Challenging Populations in Your Community - Part I Back this year by popular demand! Many of the communities that community development professionals work in face the issues of challenged groups of residents: homelessness, troubled youth, prostitution, drug addiction, etc. Oftentimes, these groups are held back by the same harmful subconscious belief systems. In this session, hear from the creator of an exciting new program “The Lies That Bind: The Legacy of the Locks” that works to assess a person’s underlying belief systems and give them tools to reprogram the way they think and find success in life. Already, this program has been having positive results in Grand Rapids and is receiving rave reviews from regional practitioners. Audience Level: Beginner Moderator: Brian McGrain - CEDAM
Affordable Mortgage Financing A discussion of United States Department of Agriculture Rural Development Single Family Office and Michigan State Housing Development Authority’s single family housing financing options including the Federal Guarantee Loans through conventional lenders for home purchases, Rural Development 502 Direct Loans to buy, build, and repair homes, Rural Development 504 Repair Direct Loans to remove health and safety hazards, MSHDA Single Family Loans to buy and build homes, MSHDA Down Payment Assistance Programs to assist buyers with disabilities, Mortgage Credit Certificate Program to provide home buyers with tax incentives, and Neighborhood Stabilization Programs to buy and repair homes. Audience Level: Beginner Moderator: Melissa Patrick - MSHDA Panelist: Roosevelt Gayles - USDA RD, Nancy Baker - MSHDA *This session is approved for Real Estate Continuing Education Credits.
Moving Homes in a Weak Market: An Innovative Best Practice Many nonprofit housing developers are finding themselves unable to sell homes in a fragile real estate market flooded with inexpensive, abandoned and/or foreclosed homes. The Greater Lansing Housing Coalition, a nonprofit housing developer, has an innovative strategy for moving homes in a weak market that is modeled after HGTV’s Design on a Dime television show. This session will illustrate a best practice model utilizing creativity, volunteer labor, and community members to get houses sold. Audience Level: Beginner Moderator: Tiffany Lemiux-McKissic - CEDAM Panelist: Amy Rose Wallace-Robinson - Greater Lansing Housing Coalition, Wendy Klein - Greater Lansing Housing Coalition, Jana Nicol - Greater Lansing Housing Coalition, Arlena Hines - Lansing Community College
One-Hour Websites: Get the Website Your Nonprofit Needs Right Here, Right Now In today’s world, if you don’t have a website, you are invisible. But how can you create a website when you don’t know HTML, you can’t afford expensive software, and you don’t have hours a week to spend updating it? If your small nonprofit needs a website but you don’t know where to start, start here. After helping you figure out your communications goals and website needs, experts will help you set up a Facebook Fanpage, Wordpress site, or Google Site - all free, easy-to-maintain website options. You will walk out of this workshop with a working website for your organization. Audience Level: Beginner Moderator: Katie Johnson - CEDAM Panelist: Volunteers from Geeks for Good
3:30 pm - 5:00 pmMicroenterprise Development for Urban & Rural Communities This session will highlight progressive new efforts to transform the environments of Michigan’s urban and rural community areas. Currently, Michigan workers barriers to critical community resources and individual empowerment tools like formal financial institutions, job skills, and education. Support for microenterprise in these areas can foster the development of local businesses to provide these resources to residents of all ages from cities and rural communities, alike. Innovative new forms of microenterprise, like urban farming, offer great potential for community development in the inner city. Attendees of this session will be introduced to progressive microenterprise efforts already happening in Michigan and learn best practices in microenterprise development and support. The goal of this session is to present tangible options for a new urban environment through microenterprise development. Audience Level: Beginner Moderator: Denise Peek - Executive, Entrepreneur Institute Panelist: Barb Fails - Michigan State University Extension, Denise Peek - Executive, Entrepreneur Institute, Doug Woodard, Ph D – Battle Creek Community Foundation Neighborhood Venture Investment Program
Best Practices for Local Asset Building Initiatives With diminishing state support for asset building policy in states across the nation, local communities are increasingly focusing on asset building policies directed at their populations. Local asset building policy can include city funded IDA programs, city partnerships with local financial institutions to provide alternatitive to payday loans, low-rate homeownership loans, and financial education for youth, and free tax assistance sites. In addition to learning about the efforts to bankthe unbanked taking place in Michigan, session participants will explore other opportunities to help strengthen their communities through local asset building and economic empowerment efforts. Audience Level: Beginner Moderator: Ross H. Yednock - CEDAM Panelist: Kathleen Hatke Aro - Accounting Aid Society, Eric Schertzing - Ingham County Treasurer (Bank On Michigan), Jeff Brown - Poverty Reduction Initiative
The Top 10 Design Considerations That Make Affordable Housing Developments Outstanding 1. How design helps build neighborhood partnerships Audience Level: Beginner Moderator: Keeli Baker - Michigan Housing Council Panelist: David Layman - Hooker DeJong Architects & Engineers, Frank Bednarek - Hooker DeJong Architects & Engineers
Asset Management During a Recession - Part II Now that you know the what, we will address the how. Learn what training is essential for team members dealing with troubled assets. Learn what a successful team is made of, give them the tools for success and keep them on track until they stabilize those troubled assets for good! Audience Level: Beginner Moderator: Chris Potterpin - Great Lakes Capital Fund Panelist: Mary Welch - Great Lakes Capital Fund, Elaine M. Simpson - Senior Options and Services, LLC, Buckingham Real Estate Advisers, LLC
Helping Tenants Move On From Supportive Housing Although supportive housing is permanent, there are many tenants that can and would like to move on to other affordable housing or market rate housing. Some tenants of permanent supportive housing achieve a level of self-reliance and desire to move on. This workshop will describe how to work with tenants, in both scattered site and single supportive housing, to determine if someone is ready to move on, how providers can encourage tenants to move on, and what services are needed to ensure success. Audience Level: Beginner Moderator: Lindsey Bishop - CSH Panelist: Jamie Ebaugh - Southwest Counseling Solutions, Meghan Buslepp - Southwest Counseling Solutions
From Pity to Pride: Why Disability Matters! This session will explore why it is essential for people with disabilities and service professionals to understand the disability community’s culture and history and the role this can play in someone’s identity as a person with a disability. Learn how to support people to become proud and powerful individuals. Audience Level: Beginner Moderator: Nelson Grit - Michigan Disability Rights Coalition Panelist: Melinda Haus-Johnson - Michigan Disability Rights Coalition, Theresa Squires - Michigan Disability Rights Coalition
Is Your Community Walkable? Many modern Michigan communities are built around automobile transportation, yet car ownership places a great financial burden on many. Find out what options there are to make your community more walkable and accessible to alternate modes of transportation from the people involved in Lansing’s grassroots Complete Streets initative. Audience Level: Beginner Moderator: Diane Tuinstra - State Historic Preservation Office Panelist: Jessica Yorko - Walk and Bike Lansing!; Andy Kilpatrick – City of Lansing
Getting Rid of the Lies that Bind: Working with Challenging Populations in Your Community - Part II Following up on the first part of this two-part session, this session will spend more time exploring The Lies That Bind: The Legacy of the Locks, and how the program can actually be used in practice when dealing with challenging populations. The presenter will demonstrate how to effectively work with clients and assist them in overcoming their own self-defeating behaviors. Attendance at part one is not required, but is encouraged. Audience Level: Beginner Moderator: Brian McGrain - CEDAM Panelist: Anneshia Freeman - Arbor Circle
Fair Lending and Predatory Lending: Understanding Discrimination in Lending This workshop will give participants a good general overview of Federal Fair Housing law covering Fair Lending and Predatory Lending. The emphasis will be on discrimination under the Fair Housing Act (Title VIII), and also include substantial discussion regarding the numerous laws implicated in the concept of Predatory lending, such as the Equal Credit Opportunity Act and Truth in Lending Act. Anyone involved with housing, or in contact with persons seeking housing, should benefit from an understanding of, and familiarity with the information provided. Audience Level: Beginner Moderator: Melissa Patrick - MSHDA Panelist: David Youngblood - U.S. Dept of HUD *This session is approved for Real Estate Continuing Education Credits.
Creating and Preserving Homeownership with FHLBI Come to this session to find out how you can work with your community lender to access grant funds to promote homeownership in your community. Funds are available to leverage Neighborhood Stabilization Program (NSP) funds, provide refinance assistance, down payment and closing cost assistance, single family development and owner occupied rehabilitation grants for income qualified homebuyers and homeowners. The Federal Home Loan Bank of Indianapolis (FHLBI) affordable housing programs provide subsidy for homebuyer and other homeownership projects. Successful Michigan members and sponsors will be featured in this session designed for housing sponsors and credit unions and banks interested in learning how to apply for and use funds available through participating FHLBI members (over 230 Michigan lending institutions and insurance companies are current FHLBI members). Audience Level: Beginner Moderator: Mary Beth Wott Panelist: Shannon Fountain - FHLBI, Ronna Edwards FHLBI, Tom Williams - Paramount Bank, Kristine Fuller - Lake Osceola State Bank, Mike Green - Harbor Habitat for Humanity
One-Hour Websites: Get the Website Your Nonprofit Needs Right Here, Right Now (Repeat from Tuesday 1:45 pm - 3:15 pm Session.)
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